Payplus Advisory
Institutional advisory for Africa's financial sector.
We bring 21 years of banking and financial technology expertise to bear on the most complex transformation challenges facing African banks and institutions — delivering rigorous diagnostics, executable strategy, and hands-on implementation support.
Service Areas
What we deliver.
Our advisory practice operates across six interconnected service areas — each grounded in direct delivery experience, not theoretical frameworks.
Transaction Banking Transformation
01
Full-cycle transformation advisory
Our flagship engagement — a structured, phased programme that takes a bank's transaction banking function from diagnostic through to operational transformation. We assess strategic alignment, operating model, products, commercial services, sales capability, performance measurement, technology systems, and product digitisation — benchmarked against global best practice and local market peers. We then build the transformation plan and implementation roadmap, and provide active delivery support.
Diagnostic Assessment
Operating Model Design
Transformation Planning
Implementation Roadmap
Monitoring & Support
Commercial Services & Revenue Strategy
02
Sales force effectiveness and revenue acceleration
We help banks design and implement the commercial model that turns product capability into revenue. This includes defining the optimal RM-led, product specialist-led, or client service-led commercial services model; developing sales force effectiveness frameworks; establishing KPI and performance reporting structures; and delivering targeted capability building for relationship managers and transaction banking specialists.
Commercial Model Design
Sales Force Effectiveness
Revenue Acceleration
KPI Frameworks
RM Capability Building
Fraud & Risk Technology Governance
03
Lead consultant for technology implementation
We act as Lead Consultant on complex technology implementation engagements — providing governance, delivery accountability, and stakeholder coordination for fraud management systems, transaction banking platforms, and digital finance technology. We partner with specialist technology providers to bring both advisory leadership and delivery oversight to implementations that require institutional-grade governance.
Fraud Management Systems
ACI Worldwide Partnership
Delivery Governance
Regulatory Compliance
Risk Architecture
Development Finance Consulting
04
Optimising treasury flows and payment infrastructure
We provide specialist expert consulting to development organisations and their implementing partners — including GIZ, the European Union, and GFA Consulting Group. Our work in this space spans financial sustainability modelling for institutional consortia, revenue model design, governance structure advisory, and implementation support for national-level programmes. Our GIZ BioMaT engagement is a flagship example of this practice.
Financial Sustainability Models
Revenue Projection
Institutional Design
Governance Advisory
GIZ / EU Programmes
Treasury & Payments Advisory
05
Optimising treasury flows and payment infrastructure
We advise payment companies, fintech firms, and financial institutions on treasury revenue optimisation — including frameworks for calculating treasury revenues, bank negotiation support, revenue leakage mitigation, and risk management. We also provide strategic advisory on payment infrastructure, digital channel strategy, and fintech partnership structuring.
Treasury Optimisation
Bank Negotiations
Digital Payments Strategy
Fintech Partnerships
Revenue Leakage Mitigation
Business Planning & Institutional Strategy
06
Comprehensive business planning for institutions
We develop comprehensive business plans for non-profit institutions, healthcare organisations, educational bodies, and emerging enterprises — covering problem statements, value propositions, organisational structures, market analysis, five-year financial projections, marketing and operational plans, and impact frameworks. Our work with the Ubora Healthcare Institute exemplifies this practice.
5-Year Financial Projections
Market Analysis
Organisational Design
Investor Readiness
Impact Frameworks
Our Methodology
Four phases.One standard.
Every advisory engagement — regardless of sector or scope — follows our four-phase delivery framework, ensuring rigour, accountability, and lasting impact.
1
Diagnostic
Rigorous data gathering, stakeholder interviews, and benchmarking against global best practice. We produce a comprehensive diagnostic report shared with key stakeholders for input and alignment before any recommendations are made.
2
Transformation Plan
A prioritised transformation plan with vision, objectives, and a validated implementation roadmap — delineating steps, timelines, resources, responsibilities, and risk mitigation for each initiative.
3
Implementation
Hands-on delivery support across commercial development, technology, operations, risk, and compliance. We don't hand over a document — we work alongside your team to ensure the plan becomes operational reality.
4
Monitoring & Support
Continuous performance evaluation against market standards and client needs, with ongoing training and support to embed change, sustain momentum, and refine strategy as the business evolves.